The CFO for the machine economy

Your AI agents spend money.
Nobody watches the budget.

Paygent is the autonomous financial intelligence layer that manages how AI agents spend. Real-time budgets, anomaly detection, and spend optimization across your entire agent fleet.

paygent dashboard — fleet overview
$ paygent status --fleet   FLEET │ 142 agents active │ 97.3% within budget ──────────────────────────────────────────── agent-07 openai/gpt-4o $12.40 / $50.00 ▓▓▓▓░░░░░░ 24.8% agent-23 anthropic/opus $41.20 / $50.00 ▓▓▓▓▓▓▓▓░░ 82.4% agent-51 twilio/sms $49.80 / $50.00 ▓▓▓▓▓▓▓▓▓▓ 99.6%   ⚠ ALERT agent-51 approaching budget limit → Auto-throttled SMS rate reduced to 2/min until budget reset   $ paygent optimize --suggest SAVINGS FOUND Route agent-23 via cached responses: -$18.40/day
Fleet spend / day
$2.4K
Budget violations caught
847
Avg savings per agent
31%

Payment rails move money. Paygent manages it.

Four capabilities that turn agent spend from a black box into a competitive advantage.

$

Fleet Budget Control

Set per-agent, per-service, and fleet-wide budgets. Auto-throttle or pause agents before they overspend. No human in the loop required.

!

Anomaly Detection

Behavioral baselines per agent. Instant alerts when spend patterns deviate. Catches runaway loops, compromised agents, and API price changes in real-time.

↗

Spend Optimization

Route requests to cheaper providers automatically. Cache repeated queries. Aggregate demand for volume discounts. Your agents get smarter about money over time.

◈

Financial Reporting

Full audit trail for every agent transaction. Compliance-ready reports. Cost attribution by team, project, or workflow. Built for enterprises that need to explain every dollar.

The next trillion buyers won't be human.

Someone has to manage their wallets. Paygent is the financial brain that sits between your agents and the services they consume.